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Monthly Archives: September 2014

When Should You Pay Points on a Loan

Posted on September 9, 2014 by sherriw@q.com in Blog

When it comes to comparing interest rates for a mortgage loan, homebuyers often have the option of choosing a loan with a lower interest rate by paying points. Simply put, a point is equal to 1 percent of the loan amount. For example, with a $100,000 loan, one point equals $1,000. Points are usually paid […]

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Posted on September 2, 2014 by sherriw@q.com in Blog

Refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates. However, you need to do your homework before deciding to refinance. One important factor is the difference between current interest rates and the rate of your original loan. You also need […]

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